Frequently Asked Umbrella Liability Questions
Q: If I have my home and auto
insured with another carrier, can I still get umbrella coverage from FCIS
Insurance?
A: Yes, Standalone policy is available.
Q: Who is covered under this policy?
A: You, your spouse and family members (relatives) living in the same
household who are in your care or care of a relative living with you.
Q: Do I still need auto and home
owners insurance if I have an umbrella policy?
A: Yes, Personal umbrella is NOT a substitute policy, personal umbrella is
in excess to the limits of liability coverage maintained in your underlying
policies.
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